Manage savings, loans, payroll, inventory, expenses and daily reconciliation from one dashboard — with real-time financial statements and automated double-entry posting on every transaction.
Every module shares the same chart of accounts, user base and audit trail — so your data is consistent across the entire business without any integration work.
Deposits, withdrawals, reversals, SMS balance alerts and staff assignments — all in one place.
Issue, repay, clear and reverse loans. Repay directly from savings. Full portfolio reporting.
Full double-entry GL with chart of accounts, trial balance, P&L, balance sheet and cash flow.
Employees, departments, shifts, attendance, leave, payroll with bank export file, staff loans, performance reviews and PDF payslips.
Batch/serial tracking with FEFO logic, adjustments, purchasing and a full POS terminal.
Full invoice lifecycle from draft to payment. Submit, approve, post, pay and export PDF. AR Aging included.
Multi-stage workflow, attachment support, category management, approval chains and GL posting.
Daily cash reconciliation wizard with teller voucher PDFs, approval center and exception investigation.
Import mobile money SMS data (HaloPesa, M-Pesa, Airtel), auto-parse to financial events, detect fraud patterns and resolve audit flags.
Dual-control strongroom management with deposit/withdrawal workflows and running-balance statements.
Manage float operators, post commissions, reverse transactions and analyse float movement.
Guided closing wizard with configurable profit allocation rules, previews, history and automated GL entries.
Move funds between branches with full GL posting on both sides. Manager two-day view for clearing outstanding inter-branch balances.
Central KYC-ready customer database linked across savings, loans, POS and invoices — with lifecycle status and national ID tracking.
Our setup team handles the technical configuration — chart of accounts, branches and user roles — so you can start transacting from day one.
Tell us about your business and choose a plan — our team configures your organisation and gets you live, usually within one business day.
Create branches, assign roles and onboard your team. Fine-grained permissions ensure everyone sees only what they need.
Process savings, loans, invoices, payroll and more. Every transaction posts to the GL automatically — always audit-ready.
Every transaction generates a GL entry automatically. Every report reflects live data — no manual reconciliation, no spreadsheets needed.
P&L, Balance Sheet, Cash Flow, Trial Balance and AR Aging — all exportable to PDF.
Every deposit, loan disbursement and expense creates balanced journal entries automatically.
Guided closing with configurable profit allocation rules and a full audit trail on every close.
From hiring to payslip delivery, GOJU CLOUD manages your entire HR lifecycle — including self-service portals for every employee.
Departments, positions, shifts, documents, emergency contacts and performance reviews — all linked.
Configurable salary structures, approval workflows, payslip PDFs and bank export files.
Clock-in / clock-out, manual entry, leave requests and approval — with self-service access for all staff.
The FIAE module continuously monitors financial events, flags suspicious patterns and delivers real-time risk intelligence to managers before problems escalate.
System-generated flags for anomalies, unusual transactions and compliance breaches — with resolution tracking.
Visual risk scoring, fraud pattern identification and drill-down into suspicious financial events.
Automated float movement, commission reconciliation and daily recon — all in one engine.
No hidden fees. No per-seat surprises. Pick the plan that fits and scale anytime.
Financial software earns trust through design — not marketing. Every architectural decision in GOJU Cloud was made with audit integrity, data isolation and operational accuracy in mind.
Every transaction — savings deposit, loan disbursement, payroll run, expense or invoice — generates balanced journal entries automatically. The general ledger is always in balance.
Over 219 granular permissions across every module. Define exactly what each staff member can view, create, approve or export — down to individual screens and actions.
Each organisation operates in a completely isolated data environment. Your accounts, staff records and transaction history are inaccessible to all other organisations on the platform.
Every action is logged — logins, approvals, edits, reversals and deletions. Each entry captures the user's identity, timestamp and the exact values changed. Nothing goes untracked.
Each branch has its own cash position, staff access and transaction scope. Management views consolidate everything across all branches in real time — no manual rollups needed.
The FIAE engine continuously monitors financial events, scores risk patterns and raises audit flags for anomalies — giving management advance warning before discrepancies become losses.
Everything you need to know before getting started with GOJU CLOUD.
Whether you're ready to migrate from spreadsheets, replace an existing system, or just exploring — our team will help you find the right fit.
majimazuri21@gmail.com
Our team sets up your organisation for you — most businesses are live within one business day.
Enterprise plans include a dedicated onboarding specialist and SLA.
We reply to all enquiries within one business day.
Thanks for reaching out. We'll get back to you within one business day.
Tell us about your business — how many branches, what modules you need, what system you're replacing. Our team will show you how GOJU Cloud fits your operations, not the other way around.